What we offer

Credit coalition offers a wide array of services, View them below:

Equipment Acquisition

Whether you’re a start-up looking to acquire your first piece of equipment or an established business expanding your fleet, we help you get the assets you need — fast. Credit Coalition specializes in financing serialized equipment across many industries. We structure deals that work for your business model, offering flexible terms, pre-approvals, and access to new and used assets, vendor-direct or private sale. Our goal is simple: to make equipment acquisition easy, affordable, and fully aligned with your business goals.

Equipment Refinancing

Need to unlock cash from existing equipment? Our refinancing solutions allow you to free up equity tied up in owned assets — even if they’re older, off-warranty, or paid off long ago. We work with a wide range of lenders who understand asset value beyond the traditional credit box. Whether you’re consolidating debt, paying down tax arrears, or simply looking to access working capital without taking on new unsecured loans, refinancing can be a strategic way to improve liquidity without selling or downsizing. Appraisals may be required, but we’ll guide you through every step.

Working Capital

Running a business means cash flow isn’t always predictable — and that’s where we come in. We offer creative working capital solutions secured by equipment, real estate, or other business assets. Whether you’re managing payroll, funding new contracts, dealing with seasonal slowdowns, or just need a cash cushion, our team can source short- and long-term capital options tailored to your needs. We understand that sometimes you can’t wait weeks for your bank to decide — that’s why we focus on speed, flexibility, and approvals based on the full story, not just the balance sheet.

Commercial & Residential Mortgages

If you need a mortgage product, our mortgage partner Safebridge Financial Group can help. They offer tailored solutions for a wide range of needs — from residential and commercial property purchases to refinancing and equity take-outs. Their team understands the unique challenges of self-employed and asset-based borrowers and can assist with everything from conventional mortgages and bridge loans to lines of credit and second mortgages. Safebridge will help you compare rates, navigate lender requirements, and ensure a smooth, timely closing.

Vendor Financing Programs

We partner with equipment vendors to help them close more deals, faster. Our vendor financing programs give your customers simple, customized lease or loan options right at the point of sale. You get faster decisions, stronger close rates, and higher customer satisfaction. Meanwhile, your clients get the confidence of pre-approvals and trusted financial advice without the red tape of traditional banks. Whether you sell trucks, machinery, medical equipment or specialized tools, we’ll build a financing program that integrates smoothly into your sales process — white-labeled if needed.

Cross-Border Transactions

We specialize in cross-border equipment financing for purchases coming from the U.S., Europe, and beyond. Whether you’re a Canadian business importing from international vendors or a U.S. buyer working with a Canadian supplier, we manage the entire process — from financing through to customs clearance. By leveraging our network of both Canadian and U.S. lending partners, we ensure a smooth, compliant, and efficient transaction every time.

Personalized Service & Support

At Credit Coalition, we don’t believe in one-size-fits-all. Our clients work directly with experienced professionals who take the time to understand the full story — not just the application. From structuring the deal to preparing documentation to navigating lender feedback, we’re there at every stage. We act as an extension of your business, combining financial expertise with transparent communication and a deep understanding of the equipment finance landscape. You’ll never feel like just another file on a lender’s desk — because we don’t let that happen.

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We can't wait to have you on board!